Review the file
I review your goals, income, assets, credit, entitlement, and timing before you shop.
Air Force Veteran. Two-time VA homebuyer.
Your VA loan should fit your family.
The VA loan is not the problem. Bad advice is. I compare multiple wholesale lenders and build your plan around real life, not the largest approval.
Mitch Tucker, NMLS #1878308 · Edge Home Finance, NMLS #891464
400+Loans closed
100+Five-star reviews
2VA loans used personally
5Licensed states
The direct answer
A VA loan is more than a rate and no down payment.
A VA-backed purchase loan offers eligible veterans and service members a path to buy with no required down payment, no monthly mortgage insurance, and flexible underwriting. Your file still needs eligible service, available entitlement, qualifying income and credit, an acceptable property, and final lender approval.
Source: U.S. Department of Veterans AffairsYour plan
Know the plan before you fall in love with the house.
No mortgage-speak. No guessing about what happens next.
Build the offer plan
You get a clear budget, cash-to-close estimate, and a pre-approval sellers understand.
Close with updates
I coordinate with you, both agents, the lender, title, insurance, and appraisal through closing.
Answers veterans search for
Start with the question on your mind.
View every guideThe UltimateVA Loan
PlaybookMitch Tucker | Air Force Veteran
PlaybookMitch Tucker | Air Force Veteran
Free 17-page guide
The Ultimate VA Loan Playbook
I wrote the guide I wish my family had before our first VA loan. Learn the benefit, the costs, and the questions worth asking before an offer deadline.
- Eligibility and Certificate of Eligibility
- Funding fee and exemption basics
- Appraisal, offer, and repair strategy
- Seller credit and cash-to-close planning
Why I built That VA Guy
When we moved to Middle Georgia, we had $27.54 to our name.
We were a family of four trying to build a life with almost no margin. My Air Force leadership approved me for a second job, and that job led me into the mortgage industry.
I have since used my VA benefit twice and built my career from the ground up. I created That VA Guy so Veterans get direct answers from someone who understands the move, the money stress, and the benefit from both sides.
How the name stuck
“Hey, this is Mitch, the VA guy. He knows VA loans.”
After I started focusing on VA loans, agents and clients kept introducing me that way. Referral after referral, I became “that VA guy” before I ever built the brand. The name came from the people who trusted me to help the Veterans they cared about.
- A payment built for your family's life
- Straight answers, even when the answer is no
- Multiple wholesale lender options
- One person accountable through closing
- A plan built around your full VA benefit
Local VA loan guidance
Licensed where you plan to buy.
State pages include local military communities, cost questions, and a direct path to your VA loan plan.
VA loans inAlabamaHuntsville, Birmingham, Montgomery, Mobile, and nearby communitiesVA loans inFloridaTampa, Jacksonville, Pensacola, Orlando, and nearby communitiesVA loans inGeorgiaWarner Robins, Atlanta, Columbus, Savannah, and nearby communitiesVA loans inTexasSan Antonio, Houston, Dallas-Fort Worth, Austin, and nearby communities
Moving to another state?
Ask me before you choose another lender.
If your destination is not listed, reach out first. Depending on the state, company licensing, and timing, I may be able to add the license and keep working with you under Temporary Authority while my application is processed. A client recently moved to Maryland, so I added Maryland and stayed with the file.
Temporary Authority applies only when federal, state, company, and loan-originator eligibility requirements are met. Review the NMLS guidance.Veteran and buyer reviews
Clear advice. Fast answers. No surprises.
“He's a straight shooter and keeps your best interest at heart.”
Mark
“He made everything seamless and stress-free.”
Courtney
“The easiest and fastest process I've done in my life.”
Iteiona
Start with a plan
Want direct VA loan answers without the runaround?
Bring me your goals, numbers, and timeline. I will show you the options and keep the payment tied to your family's life.