Review the file
I review your goals, income, assets, credit, entitlement, and timing before you shop.
Air Force Veteran. Two-time VA homebuyer.
Your VA loan should fit your family.
The VA loan is not the problem. Bad advice is. I compare multiple wholesale lenders and build your plan around real life, not the largest approval.
Mitch Tucker, NMLS #1878308 · Edge Home Finance, NMLS #891464
400+Loans closed
100+Five-star reviews
2VA loans used personally
5Licensed states
The direct answer
A VA loan is more than a rate and no down payment.
A VA-backed purchase loan offers eligible Veterans and service members a path to buy with no required down payment, no monthly mortgage insurance, and flexible underwriting. Your file still needs eligible service, available entitlement, qualifying income and credit, an acceptable property, and final lender approval.
Source: U.S. Department of Veterans AffairsYour plan
Know the plan before you fall in love with the house.
No mortgage-speak. No guessing about the next step.
Build the offer plan
You receive a clear budget, cash-to-close estimate, and a pre-approval sellers understand.
Close with updates
I coordinate with you, both agents, the lender, title, insurance, and appraisal through closing.
Watch the answer
VA loan questions, answered on video.
View the complete video libraryWatch the answerVA vs. FHA vs. Conventional Loans: Which Saves More?Compare VA, FHA, and conventional financing by down payment, mortgage insurance, closing costs, and the full monthly payment.Watch the answerVA Loan Closing Costs ExplainedLearn which closing costs appear on a VA purchase and how seller-paid costs, lender credits, and your loan structure affect cash due at closing.Watch the answerCan You Use Your VA Loan More Than Once?See how entitlement restoration and remaining entitlement can let an eligible Veteran use the VA loan benefit again.
Answers Veterans search for
Start with the question on your mind.
View every guideThe UltimateVA Loan
PlaybookMitch Tucker | Air Force Veteran
PlaybookMitch Tucker | Air Force Veteran
Free 17-page guide
The Ultimate VA Loan Playbook
I wrote the guide I wish my family had before our first VA loan. Learn the benefit, the costs, and the questions worth asking before an offer deadline.
- Eligibility and Certificate of Eligibility
- Funding fee and exemption basics
- Appraisal, offer, and repair strategy
- Seller credit and cash-to-close planning
Why I built That VA Guy
When we moved to Middle Georgia, we had $27.54 to our name.
We were a family of four trying to build a life with almost no margin. My Air Force leadership approved me for a second job, and the job led me into the mortgage industry.
I have since used my VA benefit twice and built my career from the ground up. I created That VA Guy so Veterans receive direct answers from someone who understands the move, the money stress, and the benefit from both sides.
How the name stuck
“Hey, this is Mitch, the VA guy. He knows VA loans.”
Agents and clients kept introducing me this way after I focused on VA loans. Referral after referral, I became “that VA guy” before I built the brand.
- A payment built for your family’s life
- Straight answers, even when the answer is no
- Multiple wholesale lender options
- One person accountable through closing
- A plan built around your full VA benefit
Local VA loan guidance
Licensed where you plan to buy.
State pages include local military communities, cost questions, and a direct path to your VA loan plan.
VA loans inAlabamaHuntsville, Montgomery, Birmingham, MobileVA loans inFloridaTampa, Jacksonville, Pensacola, OrlandoVA loans inGeorgiaWarner Robins, Atlanta, Columbus, Savannah, MaconVA loans inMarylandBaltimore, Annapolis, Frederick, Southern MarylandVA loans inTexasSan Antonio, Houston, Dallas-Fort Worth, Austin
Moving to another state?
Ask me before you choose another lender.
A client moved to Maryland, so I added Maryland licensing and stayed with the file. Depending on the state, company licensing, and timing, Temporary Authority offers a path to keep the same mortgage plan while an application is processed.
Veteran and buyer reviews
Clear advice. Fast answers. No surprises.
★★★★★“He is a straight shooter and keeps your best interest at heart.”
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Start with a plan
Want direct VA loan answers without the runaround?
Bring me your goals, numbers, and timeline. I will show you the options and keep the payment tied to your family’s life.