1. Start with the real question
Each guide and video addresses one decision Veterans or military families are actually trying to make.
Editorial standards
Direct answers need visible proof.
That VA Guy combines first-hand mortgage experience with named primary sources, clear review dates, and corrections when guidance changes.
The standard
Every guide should help you verify the answer.
Mortgage guidance affects real financial decisions. Detailed guides begin with a direct answer, identify important exceptions, link to the strongest available source, and explain where an individual file review is still required.
How content is reviewed
2. State the answer early
The first section gives the direct answer before background, definitions, or a call to action.
3. Use primary sources
VA program claims link to VA.gov, the VA Lenders Handbook, applicable government guidance, and licensing records whenever possible.
4. Add first-hand context
Mitch explains how the rule appears in real files while separating VA requirements from lender-specific standards.
5. Mark the review date
Detailed guides identify the publication date, last review date, and the substance of the latest update.
6. Keep the boundary clear
General education does not promise approval, a rate, a property decision, or a closing result.
Primary-source policy
Program rules are sourced to the U.S. Department of Veterans Affairs and other government resources whenever those sources address the question directly. Secondary sources may provide context, but they do not replace controlling guidance.
Experience and credentials
Mitch Tucker is an Air Force Veteran, two-time VA homebuyer, and mortgage broker with Edge Home Finance Corporation. His individual NMLS number is #1878308. Edge Home Finance Corporation is Company NMLS #891464. Mitch is licensed in Alabama, Florida, Georgia, Maryland, and Texas.
Corrections and updates
If a rule changes or a published explanation needs clarification, the guide is updated and its review information is changed. To report a possible correction, email Mitch@ThatVAGuy.com with the page URL and the specific statement you want reviewed.
Advertising and educational boundaries
That VA Guy is not affiliated with the Department of Veterans Affairs or any government agency. Nothing on this site is a commitment to lend. Approval, rates, costs, payments, property acceptance, and closing depend on the complete application, documentation, current program rules, and lender review.
Start with a plan
Need an answer for your exact file?
The site explains the rule. A complete file review shows how it applies to your income, entitlement, property, and timeline.